Current Rates

Loan Rates

Loan Interest Rates effective 1/25/2012

Vehicles & Fixed-rate Home Equity Loans

  • 0-36 months: 1.50% APR
  • 37-60 months: 1.95% APR
  • 61-72 months: 5.75% APR (new autos with extended warranties)

Home Equity Lines of Credit

Prime minus 0.50% (4.00% APR floor)

Share Secured

1.25% APR (25 basis points below our best rate)

Signature Loans

  • 1-12 months: 3.90% APR
  • 13-24 months: 4.90% APR
  • 25-36 months: 5.90% APR
  • 37-60 months: 9.90% APR

Share Draft Overdraft Protection Loans

15.00% APR  

Banking

Dividends on Share Savings accounts were declared at the 3/21/2012 Board of Directors Meeting, for Shares as of 3/31/2012.

Share Savings Accounts

  • Savings: 0.15% APY

VISA

  • VISA Platinum: 9.90% APR (No annual fee, 25 day grace period)